I feel bad that I have to turn down my sisters’ invitation for a trip to Singapore. Although they have found some cheap hotels in Singapore, it’s unlikely for hubby and me to join them this time.
It’s not possible for us to go to Singapore this time simply because we don’t have any extra money to be spent on a 3D 2N holidays in Singapore.
The budgeted money is supposed to be used for debt management repayments, home and car loan installments, and also for hubby’s shop rentals.